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An Unusual Occasion to Get Penalties Paid Money Back from the Federal Government

By Robert S. Schwartz, Esq. On February 28, 2023, the United States Supreme Court held that the Internal Revenue Service (“IRS”) exceeded its statutory authority by collecting excessive penalties on federal income taxpayers for their negligent failures to timely file accurate, annual foreign financial information reports, variously known as the Foreign Bank Account Report, or …

How Does Insurance Law Help in Cases of Natural Disasters?

Each year, natural disasters impact people’s lives and leave them anguished, defenseless, and left to deal with challenging aftermaths. FastCompany reports that in 2022, 18 natural disasters cost $165 billion (Hurricane Ian accounted for $113 billion of that sum) and killed hundreds. Since these disasters are unpredictable and can cause unprecedented damage to homes and …

Does Insurance Law Cover Premises Liability Claims?

Premises liability can be part of a homeowners’ or business insurance policy and is used to cover damages when a third party becomes injured on a property and files a personal injury claim. Like any other type of insurance case, there can be two or more sides to a story and the help of an …

What if My Claim Was Not Investigated by My Insurance Company?

If your insurance company fails to investigate your claim in a timely manner, they could be acting in bad faith.  Insurance company bad faith is a legal term that describes when an insurance company fails to investigate a claim in good faith or acts to the detriment of their policyholder.  Insurance companies are obligated to …

Can A Lawyer Help Me Get a Better Insurance Claim?

The main purpose of insurance is to make financial losses manageable. Even though you pay your premiums on time, your provider will not immediately pay out benefits without investigating the claim. Oftentimes, adjusters will delay payouts, make lowball offers, or deny your needed benefits. These decisions are not always appropriate, so what can you do …

Winter Flood Damage Insurance Claims

While you might expect flooding to a be a summer or spring problem, the winter months come with their own flooding risks caused by burst pipes and sudden snowmelts. When it comes to insurance, there are two types of flooding – internal and external. There are distinct differences between the two, and you need more …

Why Should I Set Up a Trust Fund?

Over the years, many studies have shown that more than two-thirds of Americans have little to no estate planning. One aspect of estate planning that often is overlooked are establishing trusts. Trusts are used for several purposes and offer many benefits to an individual looking to protect their assets and their loved ones. A trust …

When Is a Will Probated?

A will can be a terrific legal tool for ensuring your estate’s assets smoothly transfer to your chosen beneficiaries upon your passing. A will that is witnessed, names an estate executor, and is filed lawfully helps to protect your assets while ensuring a financial legacy for your surviving beneficiaries. A well-designed and lawful will typically …

Should I Get an Insurance Lawyer to Dispute a Home Insurance Claim?

As a homeowner, it is important to have an insurance policy that can cover your needs in the event the unthinkable occurs. But what happens if your insurance company fails to offer enough to cover your damages, or denies your claim altogether? If you find yourself frustrated and faced with denied insurance claims, reaching out …

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