Month: September 2022

What Are the Dangers of Pesticide Exposure?

Pesticides are widely used in both the commercial and consumer markets to address problems like insect infestations. However, the ingredients that make pesticides toxic to common pests make them toxic to humans, too. This means that humans who come into contact with pesticides may experience acute or chronic health problems. Many individuals have worked with …

How Do I Change My Will?

A will is the document that sets forth your wishes about how your assets should be distributed and how any minor children you have will be cared for if you pass away before they reach adulthood. It is an important estate-planning tool and a critical form of protection for your family and your property, but …

Can Borrowing Money from A Relative Get Me a Better Interest Rate?

Mortgage interest rates have been at historic lows the past few years, and this had led to unprecedented numbers of homes being bought and sold at incredibly high prices, especially in states like New Jersey. Borrowers who reach out to relatives can often get even lower interest rates, and there are companies that specialize in …

Should I Get Cyber Security Insurance for my Small Business?

Cyber criminals look for vulnerable targets and unlike big corporations, many small businesses do not have the resources to invest in advanced cyber security measures, putting small business at risk for cyberattacks. If your small business stores or processes any kind of sensitive customer information such as names, addresses, medical records, Social Security numbers, or …

Herold Law Report on Inflation Reduction Act of 2022 Tax Changes

Not the Same as President Biden’s Build Back Better Act Tax Changes Robert S. Schwartz, Esq. Inflation Reduction Act of 2022 Legislative Process On November 19, 2021, the House of Representatives passed the last version of three significant versions of H.R. 5376, President Biden’s Build Back Better Act (“BBB”). We wrote about the versions’ extensive, …

Cybersecurity Litigation and Insurance Coverage

Organizations of all kinds use systems to store the personal and financial information of third parties, and some have become the target of data breaches. From major infrastructures to small companies, the growing number of cyberattacks against all industries shows no signs of slowing down.  There has been a significant increase in governmental investigations into …

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