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Insurance fraud has evolved far beyond exaggerated claims and staged accidents. Today, many fraudulent schemes involve coordinated networks of individuals working together to maximize insurance payouts. In some cases, the injured claimant may not even realize they have become part of a larger fraud operation. For businesses, insurers, and self-insured organizations, fraud schemes can lead …
If you receive an insurance settlement check, think carefully before cashing or depositing it. In some situations, accepting a settlement check, particularly one that includes language such as “full and final settlement” or “payment in full,” may affect your ability to pursue additional insurance benefits or compensation. Whether that occurs depends on the specific facts …
You paid your premiums on time, filed a legitimate claim, and waited, only to receive delays, lowball offers, or outright denials with little explanation. For business owners in New Jersey, this experience is surprising and frustrating. Insurance companies have legal obligations to handle claims fairly and honestly, and when they fall short of those obligations, …
Business disputes can arise in many forms, from contract disagreements to partnership conflicts. When a dispute develops, business owners in New Jersey are often faced with an important decision: resolve the matter through settlement or proceed with litigation. Each approach carries its own advantages and potential drawbacks. Understanding how settlement compares to going to trial …
When you pay your business insurance premiums every month, you expect your insurer to honor the coverage you purchased. Many business owners sign insurance policies without reviewing every detail, trusting that their insurer will handle claims fairly if something goes wrong. New Jersey law supports that expectation. Every contract in the state, including insurance policies, …
In business relationships, restrictive covenants are often used to protect important interests when employees, partners, or shareholders depart. Two of the most common are non-compete and non-solicitation agreements. While they are often discussed together, they serve different purposes and are treated differently under New Jersey law. Understanding these distinctions is essential when disputes arise. What …
Herold Law, P.A. is proud to announce that Robert F. Simon, Esq. has been selected to the 2026 New Jersey Super Lawyers list. This honor recognizes his outstanding work in real estate, land use, and commercial litigation law. Robert F. Simon, Esq. With over 33 years of experience, Robert F. Simon represents clients in land …
Unexpected shutdowns can strain even well-run New Jersey businesses, especially when income stops but fixed expenses continue. Storm damage, fires, and other events can interrupt daily operations with little warning, leaving owners focused on survival rather than long-term planning. Business Interruption Insurance helps replace lost income when a New Jersey business must pause operations due …
Commercial insurance policies are essential for protecting businesses from unexpected financial losses, whether due to property damage, liability claims, or interruptions to operations. However, when an insurance company fails to uphold its obligations, businesses may face delayed payments, unfair claim denials, or other forms of bad faith. In these situations, knowing your legal options is …
Business partnerships, shareholder arrangements, and vendor agreements are built on trust, mutual benefit, and clear communication. Yet, even the most carefully constructed business relationships can falter. Disputes may arise over contract terms, financial obligations, management decisions, or even personal conflicts among partners. When this happens, knowing your legal options is critical to protecting your interests …
Herold Law, P.A., provides a full range of legal services for businesses in New Jersey, New York, and Florida. To speak with a legal professional experienced in your area of need, call 908-679-5011 or complete our simple intake form on our website to schedule a consultation. While located in Warren, New Jersey for the convenience of our New Jersey clients, we also serve clients in New York and Florida.
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