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Category: Insurance Law

What if My Claim Was Not Investigated by My Insurance Company?

If your insurance company fails to investigate your claim in a timely manner, they could be acting in bad faith.  Insurance company bad faith is a legal term that describes when an insurance company fails to investigate a claim in good faith or acts to the detriment of their policyholder.  Insurance companies are obligated to …

Can A Lawyer Help Me Get a Better Insurance Claim?

The main purpose of insurance is to make financial losses manageable. Even though you pay your premiums on time, your provider will not immediately pay out benefits without investigating the claim. Oftentimes, adjusters will delay payouts, make lowball offers, or deny your needed benefits. These decisions are not always appropriate, so what can you do …

Winter Flood Damage Insurance Claims

While you might expect flooding to a be a summer or spring problem, the winter months come with their own flooding risks caused by burst pipes and sudden snowmelts. When it comes to insurance, there are two types of flooding – internal and external. There are distinct differences between the two, and you need more …

Should I Get an Insurance Lawyer to Dispute a Home Insurance Claim?

As a homeowner, it is important to have an insurance policy that can cover your needs in the event the unthinkable occurs. But what happens if your insurance company fails to offer enough to cover your damages, or denies your claim altogether? If you find yourself frustrated and faced with denied insurance claims, reaching out …

What Is an Errors & Omission Insurance Policy?

Experienced entrepreneurs realize the importance of protecting their interests through insurance, but it is important to research the different options available before choosing policies. To start, general liability insurance is important to protect businesses from things like property damage and injuries. Depending on the size of the company and risk involved, you might also need …

What To Expect When Filing a Theft Claim?

You enter your house and discover you have been burglarized. Someone has invaded your home and taken your personal belongings, perhaps even valuables and irreplaceable sentimental objects. The feeling is overwhelming, traumatizing, and makes you feel highly vulnerable. According to the Federal Bureau of Investigation, there are more than one million burglaries in the United …

What Is Fiduciary Liability Insurance Coverage?    

If you are a fiduciary for a business that offers benefits for its employees, you have a responsibility by law to serve the best interests of the employees you represent. That is a serious responsibility, no matter how large or small the business in question may be. Wherever there are employees who are provided benefits, …

Should I Get Cyber Security Insurance for my Small Business?

Cyber criminals look for vulnerable targets and unlike big corporations, many small businesses do not have the resources to invest in advanced cyber security measures, putting small business at risk for cyberattacks. If your small business stores or processes any kind of sensitive customer information such as names, addresses, medical records, Social Security numbers, or …

Cybersecurity Litigation and Insurance Coverage

Organizations of all kinds use systems to store the personal and financial information of third parties, and some have become the target of data breaches. From major infrastructures to small companies, the growing number of cyberattacks against all industries shows no signs of slowing down.  There has been a significant increase in governmental investigations into …

What is the Difference Between Homeowners Insurance and Renters Insurance?

One of the most obvious differences between homeowners insurance and renters insurance is the price, but there are a lot of other details to consider as well. In most cases, someone owning a home has a lot more at stake because they own the structure that is being lived in. Renters lease out space from …

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