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The New Jersey Appellate Division again agrees that ambiguous insurance policy language favors the Policyholder in recent decisions: In Motil v. Wausau Underwriters Ins. Co., (1471442), the Court held that declaration page language creates a reasonable expectation of coverage. In Romhen, et al. v. Franklin Mutual Insurance, Inc. (WL 1776130), the Court determined that policy limitation provisions extend …
Last week, a widespread Microsoft outage affected airlines, health systems, banks, and television networks worldwide. The outage stemmed from a technical problem with CrowdStrike, the global cybersecurity firm’s antivirus software for Microsoft Windows devices. Thousands of air flights and train services worldwide were canceled, disrupting many other public and retail services. Amazon, Visa, and ADT Security …
People generally think of expert witnesses in connection with personal injury cases, whether it is an accident reconstruction expert testifying about the cause of the accident or a doctor giving an opinion about the extent of the victim’s injuries. Expert witnesses have a role in many other types of lawsuits, including commercial litigation. An attorney …
Private information belonging to nearly 73 million people was recently discovered for sale on the dark web. They all had one very important aspect in common—they were all customers of AT&T, one of the largest telecommunications companies in the United States. Exposed data included personal identification numbers (PIN) and Social Security numbers, significantly increasing the …
Mistakes and accidents happen, both to individuals and businesses. It is essential to have the necessary insurance coverage to pay for the costs of an unexpected incident or accident. Insurance companies write policies that can protect you and/or your business from many types of harm and damage. Here is an overview of different kinds of …
Insurance companies often take a fair amount of time to respond to a claim. They also frequently make low settlement offers to try to save money. It is not easy to deal with an insurance company. However, insurance companies have basic contractual obligations they need to meet. Whenever there is an insurance company involved, there is …
On April 19, 2024, the United States Environmental Protection Agency (EPA) announced its new final rule designating two PFAS, also known as “forever chemicals,” perfluorooctanoic acid (PFOA) and perfluorooctanesulfonic acid (PFOS), as hazardous substances under the Comprehensive Environmental Response, Compensation and Liability Act (CERCLA).[1] This action, which comes on the heels of the EPA’s April …
Many people think the trial is the most important part of the commercial litigation process. In actuality, the case will rarely reach the point of a trial. Both parties realize their risk and what they may have to lose, and they would get a settlement before the case goes to a judge or jury. What happens …
Herold Law, P.A. is honored to announce that Attorney Connor E. Phalon, Esq. has been selected to the 2024 New Jersey Super Lawyers Rising Stars list for his outstanding professional accomplishments. Connor has amassed extensive experience representing clients in state and federal environmental cases involving Superfund sites and soil, groundwater, and sediment contamination involving legacy …
Policyholders often ask what happens if they report a claim late to the insurance company. There are important practical and legal reasons for giving timely notice to the insurance company, and you never want to take a chance by reporting a claim late. The requirements for notice vary based on your policy. An occurrence policy …
Herold Law, P.A., provides a full range of legal services for businesses in New Jersey, New York, and Florida. To speak with a legal professional experienced in your area of need, call 908-679-5011 or complete our simple intake form on our website to schedule a consultation. While located in Warren, New Jersey for the convenience of our New Jersey clients, we also serve clients in New York and Florida.
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