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If your home or business has been damaged in a natural disaster, you may feel thankful that you purchased insurance beforehand. However, you may find that your insurance may not cover your losses. The fine language of exclusions and riders often determines the actual coverage of the insurance policy. An insurance policy may cover natural …
Delta Airlines plans to seek millions of dollars in damages from Microsoft and CrowdStrike over a software outage which occurred on July 19, 2024. The airline is pursuing damages for an estimated $300 to $500 million for over 7,000 canceled flights, service failures, and other losses. Delta currently faces over 176,000 refund or reimbursement requests …
Understanding the extent of your homeowners’ insurance coverage is crucial. This knowledge can guide you in purchasing the right coverage, potentially saving you from unexpected surprises in the future. However, it is worth noting that dealing with an insurance company over a large claim can still present challenges. What Is Covered in Your Policy? In …
The New Jersey Appellate Division again agrees that ambiguous insurance policy language favors the Policyholder in recent decisions: In Motil v. Wausau Underwriters Ins. Co., (1471442), the Court held that declaration page language creates a reasonable expectation of coverage. In Romhen, et al. v. Franklin Mutual Insurance, Inc. (WL 1776130), the Court determined that policy limitation provisions extend …
Last week, a widespread Microsoft outage affected airlines, health systems, banks, and television networks worldwide. The outage stemmed from a technical problem with CrowdStrike, the global cybersecurity firm’s antivirus software for Microsoft Windows devices. Thousands of air flights and train services worldwide were canceled, disrupting many other public and retail services. Amazon, Visa, and ADT Security …
People generally think of expert witnesses in connection with personal injury cases, whether it is an accident reconstruction expert testifying about the cause of the accident or a doctor giving an opinion about the extent of the victim’s injuries. Expert witnesses have a role in many other types of lawsuits, including commercial litigation. An attorney …
Private information belonging to nearly 73 million people was recently discovered for sale on the dark web. They all had one very important aspect in common—they were all customers of AT&T, one of the largest telecommunications companies in the United States. Exposed data included personal identification numbers (PIN) and Social Security numbers, significantly increasing the …
Mistakes and accidents happen, both to individuals and businesses. It is essential to have the necessary insurance coverage to pay for the costs of an unexpected incident or accident. Insurance companies write policies that can protect you and/or your business from many types of harm and damage. Here is an overview of different kinds of …
Insurance companies often take a fair amount of time to respond to a claim. They also frequently make low settlement offers to try to save money. It is not easy to deal with an insurance company. However, insurance companies have basic contractual obligations they need to meet. Whenever there is an insurance company involved, there is …
On April 19, 2024, the United States Environmental Protection Agency (EPA) announced its new final rule designating two PFAS, also known as “forever chemicals,” perfluorooctanoic acid (PFOA) and perfluorooctanesulfonic acid (PFOS), as hazardous substances under the Comprehensive Environmental Response, Compensation and Liability Act (CERCLA).[1] This action, which comes on the heels of the EPA’s April …
Herold Law, P.A., provides a full range of legal services for businesses in New Jersey, New York, and Florida. To speak with a legal professional experienced in your area of need, call 908-679-5011 or complete our simple intake form on our website to schedule a consultation. While located in Warren, New Jersey for the convenience of our New Jersey clients, we also serve clients in New York and Florida.
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