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Winter Flood Damage Insurance Claims

While you might expect flooding to a be a summer or spring problem, the winter months come with their own flooding risks caused by burst pipes and sudden snowmelts. When it comes to insurance, there are two types of flooding – internal and external. There are distinct differences between the two, and you need more …

Why Should I Set Up a Trust Fund?

Over the years, many studies have shown that more than two-thirds of Americans have little to no estate planning. One aspect of estate planning that often is overlooked are establishing trusts. Trusts are used for several purposes and offer many benefits to an individual looking to protect their assets and their loved ones. A trust …

When Is a Will Probated?

A will can be a terrific legal tool for ensuring your estate’s assets smoothly transfer to your chosen beneficiaries upon your passing. A will that is witnessed, names an estate executor, and is filed lawfully helps to protect your assets while ensuring a financial legacy for your surviving beneficiaries. A well-designed and lawful will typically …

Should I Get an Insurance Lawyer to Dispute a Home Insurance Claim?

As a homeowner, it is important to have an insurance policy that can cover your needs in the event the unthinkable occurs. But what happens if your insurance company fails to offer enough to cover your damages, or denies your claim altogether? If you find yourself frustrated and faced with denied insurance claims, reaching out …

Are Asbestos-Cement Pipes Contaminating Water?

In the early 1980s, the United States Environmental Protection Agency (EPA) banned all asbestos-related products, which halted the manufacturing and installation of asbestos-cement (AC) pipes. Although these asbestos-lined pipes were removed, many existing AC pipes are still in use. Today, AC pipes account for more than 600,000 miles of the United States and Canada’s water distribution …

What Is an Errors & Omission Insurance Policy?

Experienced entrepreneurs realize the importance of protecting their interests through insurance, but it is important to research the different options available before choosing policies. To start, general liability insurance is important to protect businesses from things like property damage and injuries. Depending on the size of the company and risk involved, you might also need …

Are the Holidays a Good Time to Review My Estate?

The November and December holidays are times for celebrations and when people think about the important things in life. These important things can include your loved ones, helping others, and making sure that your legal and financial affairs are in order. While things can get quite busy, there are opportunities to see family members and …

Is Air Pollution Worse in the Colder Months?

While the topic of air pollution does not get as much news coverage as global warming, it is still a serious worldwide problem. International efforts to combat polluted air started in 1972, yet the World Health Organization (WHO) has claimed that polluted air is the world’s biggest environmental health risk. Air pollution can be even …

Estate Planning with Cryptocurrency

Estate planning can be a time-consuming, complicated process that could end badly if all aspects of the estate and correlating legal aspects are not carefully considered. If estate planning were not complicated enough, the digital age has brought about cryptocurrency, changing the game. Cryptocurrency has added a layer of digital complexity to the traditional business …

What To Expect When Filing a Theft Claim?

You enter your house and discover you have been burglarized. Someone has invaded your home and taken your personal belongings, perhaps even valuables and irreplaceable sentimental objects. The feeling is overwhelming, traumatizing, and makes you feel highly vulnerable. According to the Federal Bureau of Investigation, there are more than one million burglaries in the United …

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