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Are the Holidays a Good Time to Review My Estate?

The November and December holidays are times for celebrations and when people think about the important things in life. These important things can include your loved ones, helping others, and making sure that your legal and financial affairs are in order. While things can get quite busy, there are opportunities to see family members and …

Is Air Pollution Worse in the Colder Months?

While the topic of air pollution does not get as much news coverage as global warming, it is still a serious worldwide problem. International efforts to combat polluted air started in 1972, yet the World Health Organization (WHO) has claimed that polluted air is the world’s biggest environmental health risk. Air pollution can be even …

Estate Planning with Cryptocurrency

Estate planning can be a time-consuming, complicated process that could end badly if all aspects of the estate and correlating legal aspects are not carefully considered. If estate planning were not complicated enough, the digital age has brought about cryptocurrency, changing the game. Cryptocurrency has added a layer of digital complexity to the traditional business …

What To Expect When Filing a Theft Claim?

You enter your house and discover you have been burglarized. Someone has invaded your home and taken your personal belongings, perhaps even valuables and irreplaceable sentimental objects. The feeling is overwhelming, traumatizing, and makes you feel highly vulnerable. According to the Federal Bureau of Investigation, there are more than one million burglaries in the United …

What Is Fiduciary Liability Insurance Coverage?    

If you are a fiduciary for a business that offers benefits for its employees, you have a responsibility by law to serve the best interests of the employees you represent. That is a serious responsibility, no matter how large or small the business in question may be. Wherever there are employees who are provided benefits, …

What Are the Dangers of Pesticide Exposure?

Pesticides are widely used in both the commercial and consumer markets to address problems like insect infestations. However, the ingredients that make pesticides toxic to common pests make them toxic to humans, too. This means that humans who come into contact with pesticides may experience acute or chronic health problems. Many individuals have worked with …

How Do I Change My Will?

A will is the document that sets forth your wishes about how your assets should be distributed and how any minor children you have will be cared for if you pass away before they reach adulthood. It is an important estate-planning tool and a critical form of protection for your family and your property, but …

Can Borrowing Money from A Relative Get Me a Better Interest Rate?

Mortgage interest rates have been at historic lows the past few years, and this had led to unprecedented numbers of homes being bought and sold at incredibly high prices, especially in states like New Jersey. Borrowers who reach out to relatives can often get even lower interest rates, and there are companies that specialize in …

Should I Get Cyber Security Insurance for my Small Business?

Cyber criminals look for vulnerable targets and unlike big corporations, many small businesses do not have the resources to invest in advanced cyber security measures, putting small business at risk for cyberattacks. If your small business stores or processes any kind of sensitive customer information such as names, addresses, medical records, Social Security numbers, or …

Herold Law Report on Inflation Reduction Act of 2022 Tax Changes

Not the Same as President Biden’s Build Back Better Act Tax Changes Robert S. Schwartz, Esq. Inflation Reduction Act of 2022 Legislative Process On November 19, 2021, the House of Representatives passed the last version of three significant versions of H.R. 5376, President Biden’s Build Back Better Act (“BBB”). We wrote about the versions’ extensive, …

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