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Whether you are a small business owner renting your store, or you own your own commercial property and have dozens of employees, having commercial property insurance is essential. Suffering damages through unpredictable events such as fires, theft, accidents, or weather events can adversely affect your business. Having the right commercial property insurance helps protect you, …
There are many types of incidents or cases where a bad faith insurance claim can arise. Bad faith claims can arise anytime where an insurance policy is involved. A bad faith insurance claim is when a claim is made on an insurance policy and the claim was denied (not paid) without reasonable justification. It’s when …
If you are a business owner, it is important that you take the necessary steps to ensure that your commercial property is protected in the event of an unforeseen accident. Whether you are running a business out of a building that you rent or own, or out of your home, you likely invested a significant …
Every person and family should have adequate insurance coverage, with these policies at a minimum: Business owners and people with large estates or other unique circumstances will often require additional insurance coverages. Insurance is a vital part of a financial plan, even if some view it as a necessary evil. The truth is that insurance, …
If you believe your insurance claim was incorrectly denied, hiring an experienced insurance attorney can improve your chances of successfully overturning the company’s decision. In fact, hiring an attorney even before filing the initial claim greatly increases the likelihood your claim will be approved. Insurance companies employ different tactics based on whether the claimant has …
All contracts must be made in good faith with the intent to do as you agreed. An insurance policy is a contract between the buyer and the insurance underwriter. When valid claims are filed, the insurer should honor them and pay the policyholder in a reasonably prompt manner. For example, when you buy an auto …
Whether you own a small business or are on the board of directors for a large corporation, your business needs insurance protection. Insurance protects against a variety of perils. Many perils could cause partial or complete destruction of your business in a number of ways. For example, a business might burn down which destroys all …
Floods, blizzards, hurricanes, tornadoes can put homeowners and others at risk. If you own a home and have a homeowners insurance policy, you might think that you are fully covered, but that is not always true. How do insurance companies handle reimbursement for damages from natural disasters? Checking over your homeowners insurance is key to …
While most people might fill out an insurance claim without worrying about anything going wrong, problems can and do arise. You may believe that if you pay the premiums on time, your insurance claim will be processed accordingly. Unfortunately, that is not always the case. Insurance lawyers provide legal advice to clients who need help …
When you purchase insurance, your agent will likely be pleasant, attentive, and most importantly, responsive to your questions and concerns about the policy. Unfortunately, that demeanor can shift when it is time to file a claim. You might find it more difficult to contact your agent when you are seeking compensation for an accident. They …
Herold Law, P.A., provides a full range of legal services for businesses in New Jersey, New York, and Florida. To speak with a legal professional experienced in your area of need, call 908-679-5011 or complete our simple intake form on our website to schedule a consultation. While located in Warren, New Jersey for the convenience of our New Jersey clients, we also serve clients in New York and Florida.
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