Category: Insurance Law

Each year, natural disasters impact people’s lives and leave them anguished, defenseless, and left to deal with challenging aftermaths. FastCompany reports that in 2022, 18 natural disasters cost $165 billion (Hurricane Ian accounted for $113 billion of that sum) and killed hundreds. Since these disasters are unpredictable and can cause unprecedented damage to homes and …

Premises liability can be part of a homeowners’ or business insurance policy and is used to cover damages when a third party becomes injured on a property and files a personal injury claim. Like any other type of insurance case, there can be two or more sides to a story and the help of an …

If your insurance company fails to investigate your claim in a timely manner, they could be acting in bad faith.  Insurance company bad faith is a legal term that describes when an insurance company fails to investigate a claim in good faith or acts to the detriment of their policyholder.  Insurance companies are obligated to …

The main purpose of insurance is to make financial losses manageable. Even though you pay your premiums on time, your provider will not immediately pay out benefits without investigating the claim. Oftentimes, adjusters will delay payouts, make lowball offers, or deny your needed benefits. These decisions are not always appropriate, so what can you do …

While you might expect flooding to a be a summer or spring problem, the winter months come with their own flooding risks caused by burst pipes and sudden snowmelts. When it comes to insurance, there are two types of flooding – internal and external. There are distinct differences between the two, and you need more …

As a homeowner, it is important to have an insurance policy that can cover your needs in the event the unthinkable occurs. But what happens if your insurance company fails to offer enough to cover your damages, or denies your claim altogether? If you find yourself frustrated and faced with denied insurance claims, reaching out …

Experienced entrepreneurs realize the importance of protecting their interests through insurance, but it is important to research the different options available before choosing policies. To start, general liability insurance is important to protect businesses from things like property damage and injuries. Depending on the size of the company and risk involved, you might also need …

You enter your house and discover you have been burglarized. Someone has invaded your home and taken your personal belongings, perhaps even valuables and irreplaceable sentimental objects. The feeling is overwhelming, traumatizing, and makes you feel highly vulnerable. According to the Federal Bureau of Investigation, there are more than one million burglaries in the United …

If you are a fiduciary for a business that offers benefits for its employees, you have a responsibility by law to serve the best interests of the employees you represent. That is a serious responsibility, no matter how large or small the business in question may be. Wherever there are employees who are provided benefits, …

Cyber criminals look for vulnerable targets and unlike big corporations, many small businesses do not have the resources to invest in advanced cyber security measures, putting small business at risk for cyberattacks. If your small business stores or processes any kind of sensitive customer information such as names, addresses, medical records, Social Security numbers, or …