908-679-5011
Unexpected shutdowns can strain even well-run New Jersey businesses, especially when income stops but fixed expenses continue. Storm damage, fires, and other events can interrupt daily operations with little warning, leaving owners focused on survival rather than long-term planning. Business Interruption Insurance helps replace lost income when a New Jersey business must pause operations due …
Commercial insurance policies are essential for protecting businesses from unexpected financial losses, whether due to property damage, liability claims, or interruptions to operations. However, when an insurance company fails to uphold its obligations, businesses may face delayed payments, unfair claim denials, or other forms of bad faith. In these situations, knowing your legal options is …
When someone files a lawsuit against you, your insurance company has specific responsibilities outlined in your policy. One of the most important is the duty to defend. This means your insurer must hire and pay for lawyers to represent you when a claim might be covered by your policy. Knowing how this protection works helps …
ExxonMobil has sued several insurance companies, claiming they wrongly refused to provide coverage for lawsuits involving benzene exposure. The company says these insurers should be helping to pay for defense costs and settlements related to those cases. This dispute highlights ongoing battles between large companies and their insurers over whether older insurance policies still cover …
Employee-related liability poses significant financial risks to businesses of all sizes. Is your New Jersey business prepared for this? Companies must take proactive steps to verify that their insurance policies provide adequate protection against claims involving workplace incidents, harassment allegations, discrimination suits, and other employee-related issues. This protection requires careful policy selection, regular review, and …
As a business owner in New Jersey, protecting your company from potential risks is a fundamental aspect of maintaining long-term success. The right insurance coverage that addresses key protections can shield your business from financial losses that might otherwise prove devastating. General Liability Insurance is a cornerstone protection for businesses of all sizes. It protects …
Insurance claim denials can devastate business owners, threatening financial stability and operational continuity. Yet, it is not unusual for insurance providers to do that. Fortunately, there are ways to fight for what your company is legally entitled to. Policyholders must be prepared to challenge those decisions strategically and effectively. What Are Common Reasons for Insurance …
The financial risks of defending against lawsuits, regardless of their merit, can be substantial for businesses, potentially impacting bottom lines and long-term viability. Insurance coverage designed specifically for litigation-related expenses can provide valuable protection, but many business owners remain unclear about their options. This information can protect your interests and help you move forward with confidence. …
Business Owners must protect themselves from liability to the fullest extent possible. Without sufficient coverage, a lawsuit could jeopardize the financial stability of their business. While primary liability insurance provides essential protection, it may not be enough to cover all potential claims. An Umbrella Insurance Policy offers additional coverage, helping businesses mitigate financial risks associated …
This week, a fast-moving wildfire scorched over 8,500 acres in Ocean County, New Jersey, causing sudden evacuations, power outages, and road closures. The scale and speed of the “Jones Wildfire” left little time to prepare, reminding New Jersey homeowners that the impacts of natural disasters extend far beyond physical destruction, especially when it comes to …
Herold Law, P.A., provides a full range of legal services for businesses in New Jersey, New York, and Florida. To speak with a legal professional experienced in your area of need, call 908-679-5011 or complete our simple intake form on our website to schedule a consultation. While located in Warren, New Jersey for the convenience of our New Jersey clients, we also serve clients in New York and Florida.
© 2025 Herold Law, P.A. - All Rights Reserved.
