Warren, NJ Insurance Lawyers Litigate Coverage Disputes
Protecting our clients’ interests in all matters related to indemnification
Insurance policies are complex documents that are too often open to interpretation, especially after a claim has been filed. Individuals and businesses that rely on the promise of indemnification can be at an extreme disadvantage when the company that drafted the agreement hedges on its contractual duty. Since 1980, Herold Law, P.A. has represented individuals, corporations and government sector insureds in disputes with insurance companies to enforce our clients’ rights under their policies.
Vast experience managing coverage disputes for a variety of policies
Our insurance attorneys have in-depth knowledge of New Jersey’s statutes and regulations relating to the duty to defend, claims handling, claims discovery, policy form approval, bad faith, New Jersey’s Unfair Claims Settlement Practices Act, and other coverage issues. Our firm has substantial experience litigating coverage disputes involving a variety of insurance policies, including:
- Commercial, property and casualty
- Directors and officers
- Errors and omissions
- Fiduciary liability
- Public officials and employment liability
- Premises liability
- Professional liability
The firm has represented individual, business, commercial, and government entity clients in insurance dispute resolutions over a host of terms and conditions, exclusions, sublimits and other policy limitations.
Representation of public entities in insurance disputes
Herold Law attorneys have been retained as special counsel representing public entities in insurance matters involving public officials and employment liability policies, commercial general liability and environmental coverage policies. We have extensive knowledge of the insurance programs offered by New Jersey’s Municipal Excess Liability Joint Insurance Fund (“MEL”) and the Plan of Risk Management of the Joint Insurance Funds, as well as the commercial markets that service public entities.
In a noteworthy case, one of our attorneys acting as special insurance counsel secured a substantial liability award for a public entity originally denied essential insurance benefits. A panel of arbitrators determined the insurer had improperly denied coverage under a Public Officials and Employment Liability policy. A subsequent ruling awarded the municipality consequential damages, including pre-judgment interest and legal fees. In another case, following an extensive legal fee application hearing pursuant to R. 4:42-9(a)(6), one of our attorneys secured an arbitration award in excess of $2.2 million. In a separate arbitration, another of our attorneys obtained a ruling favorable to our government entity client that a sublimit was void and unenforceable as against public policy as a matter of law.
Contact our Warren, NJ insurance lawyers to resolve your coverage dispute
When insurance disputes arise, the attorneys at Herold Law, P.A. help our clients get the coverage they contracted for. To speak with an experienced insurance law attorney, call 908-360-1394 or contact us online to schedule a consultation. From our Warren office, we assist clients throughout the State of New Jersey in many counties, including, but not limited to, Bergen, Essex, Hunterdon, Mercer, Middlesex, Morris, Passaic, Somerset, and Union.